OVERVIEW:
To help improve member health and well-being, Adventure Advocates has arranged for you and your family to take advantage of the GlobalFit Fitness Program.

SERVICES:
With the GlobalFit Fitness Program, you can take advantage of:
• Guaranteed Lowest Rates—Up to 60% savings on monthly dues
• Month-to-Month Memberships—No long-term contracts
• Access to over 1,500 top fitness clubs nationwide, now including select Bally Total Fitness, Gold’s Gym and Ladies Workout Express locations
• Additional discounts for family members
• Membership transfer and freeze options available at selected clubs
• 110% Lowest Price Guarantee

OVERVIEW:
In an effort to assist our members to become more informed about their healthcare, we are pleased to offer a telephone service that allows members to ask questions and receive information about their health, illnesses and medications.

Members have unlimited access to registered nurses via a toll-free number 24 hours a day, 365 days a year. These nurses are specially trained to offer prompt, confidential medical counseling to help members make informed decisions about their health and the medical care they receive. However, our nurses do not diagnose or provide treatment.

SERVICES:
The benefits include:
• Toll-free, confidential availability to registered nurses 24 hours a day
• Access to a library of audio tapes on over 700 health topics found in the Nurse Helpline Booklet.
• Information about self care techniques for common symptoms.
• Explanations on what to expect during a medical test.
• Help from a registered nurse who can answer questions regarding:
- diagnostic and surgical procedures
- a recently diagnosed medical condition
- prescription and over the counter medication information

"...70% of all illness is preventable" and "...preventable causes account for 980,000 deaths each year..." are statements found in a study published a few years ago in the New England Journal of Medicine. A strong immune system helps fight many of the illnesses that occur, and can delay the aging process. Study after study shows that proper supplementation with nutrients, vitamins, and herbal remedies can help prevent, and in some cases may even cure, many of the ailments we are told are inevitable.

Healthcare Products provides a complete line of quality vitamins, nutritional supplements, herbal remedies, and generic over-the-counter medicines at discount prices. You will also receive information about achieving and maintaining optimum health. As an added benefit, you are invited to participate in our Personal Profile Service. As a participant, you will be notified of the latest studies about the health topics of concern to you.

OVERVIEW:
The Roadside Assistance benefit will give you access to various emergency assistance benefits when you are traveling.

SERVICES:
Members can gain peace of mind on the road by registering for Emergency Roadside assistance. Once registered, members will receive emergency roadside assistance membership materials including membership cards that will enable the member and their family to get assistance from a participating service provider whenever car troubles arise. Members will be covered for the first $50 per occurrence for each covered emergency expense, including towing, flat tire assistance, battery service and lock-out service.

Members are responsible for paying providers directly for any charges over $50 per occurrence and for any non-covered expenses. Payment is required at the time services are rendered. To be eligible for coverage, members must register in advance of using the service and receive their roadside assistance membership cards. Only one service call for the same cause will be covered during any seven-day period.